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Easy & Affordable Health Insurance

  Affordable health insurance alternative for your uninsured or uninsurable clients   
  Fill the GAPs in coverage on high deductible or HSA plans 
 

Alternative for employers wanting to offer quality health care benefits while keeping costs down

Value Plans Links

Value Plans ER Brochure

Value Plans State Approvals

Value Plans General Agent Contracting


Value Health Plan USA

Gac Quote Value Health Plan for all states except: AL, CT, KY, LA, ME, NJ, NY, OR, UT, WA
Gac Quote Value Health Plan For Alabama

Value Accident Links

VBA 24 Hour Accident Coverage - Get A Quote
Covers accident medical expenses 

  • Choice of coverage Medical Limits
    $2,500, $5,000, $7,500 or $10,000
    AD&D & Air ambulance of $4,000 included
  • Monthly Cost by Plan
    $2,500: $34.95* per month (Individual or Family)
    $5,000:
    $44.95* per month (Individual or Family)
    $7,500:
    $54.95* per month (Individual or Family)
    $10,000: $64.95* per month (Individual or Family)

    *Standard monthly bank draft rates - Add $3.00 monthly if paying by credit card

VBA 24 Hour Accident Coverage

VBA 24 Hour Accident Sample Certificate


Value Health Plan

Value Health Plan  (AIG)
Choice of 3 plan benefit schedules.
The Platinum option pays:
  
  • In-hospital $1,000 daily up to 365 days
  • ICU care $4,000 per day for 30 days
  • Per Surgery up to $20,000
  • Per Anesthesia up to $4,000
  • Accidental injury up to $250
  • Ambulance up to $500
  • Members can save by using members PPO and Hospital Network, lab and x-ray and pharmacy discounts 
  • Fully insured by an AM Best rated A++ Carrier
  • Sample of monthly unisex rates:
    Ages 19-39 $80;  Ages 40-49 $100;  Ages 50-59 $150;  Ages 60-64 $180; per child $40

There is a $15 monthly administration fee per application. The VBA dues are $5 monthly.

Value Health Kit - Alabama

Value Health Kit - Generic

Value Health HIPAA Form

Value Health Underwriting Guide

Value Health Sample Certificate - Platinum


Value Hospital

Value Hospital Kit - Alabama

Value Hospital Kit - Generic

Value Hospital HIPAA Form

Value Hospital Underwriting Guide


Value Med Plan

Get A Quote  (GTL)
Medical & Hospital Coverage

  • Doctors Office Visits $75 each, up to 10 per year per adult and 5 per year for children
  • In-Hospital $500 per day for 365 days
  • Hospital OP treatment for x-ray, lab, medical supplies up to $250 per visit (max of $1,000 per year / insured) 
  • Ambulance up to $200   
  • Fully insured by an AM Best rated carrier
  • Sample of monthly unisex rates:
    Ages 18-39 $43.00; Ages 40-44 $45.40;
    Ages
    45-49 $47.80; Ages 50-54 $69.00;
    Ages 55-59 $78.60; Ages 60-64 $110;
    1st child $49.80 plus 4.80 each added child.

The VBA dues are $5 monthly. There is no added administrative fee.

Value Med HIPAA Form

Value Med Underwriting Guide

Value Med Sample Certificate

Value Med Kit - Alabama

Value Med Kit - Arizona

Value Med Kit - California

Value Med Kit - Colorado

Value Med Kit - Florida

Value Med Kit - Georgia

Value Med Kit - Illinois

Value Med Kit - Indiana

Value Med Kit - Louisiana

Value Med Kit - Michigan

Value Med Kit - Missouri

Value Med Kit - Mississippi

Value Med Kit - Ohio

Value Med Kit - Oklahoma

Value Med Kit - Pennsylvania

Value Med Kit - South Carolina

Value Med Kit - Tennessee

Value Med Kit - Texas

Value Med Kit - Virginia

Value Med Kit - West Virginia

Value Med Kit - Wisconsin



Truckers Occupational Accident Coverage
        Solutions for Motor Carriers, Owner-Operators and Contract Drivers

  • Up to $1,000,000 for Medical Expenses
    from a covered injury
  • $250,000 Accidental Dismemberment
  • $250,000 Paralysis 
  • $2500 Accidental Death
  • Temporary & Continuous Total Disability
    up to $500 weekly to age 65
     
  • Hernia & hemorroid coverage                    
  • Monthly cost: $141.oo


VALUE DENTAL PLUS:

  • This fully insured plan (A.M. Best Reports rated A carrier) is a unique combination of a Hospital Indemnity benefit with Dental, Hearing and Vision expense benefits rider.
  • HIP benefit pays up to $400 per day (or $200 for ages 65 - 99 years old). Due to the hospital benefits, there are 2 health questions on the application to determine eligibility. 
  • Dental, Hearing and Vision benefit pays 80% of covered expenses (preventive, basic & major care, eye glasses, lenses & hearing aids), after a $100 deductible, up to $1,000 per year. 
  • No waiting period except 12 months for replacement services, i.e. dentures or eye glasses.
  • Return of Premium up to of 50% of the HIP portion, if there are no hospital benefits paid after 5 years. (Not available in all states.)
  • Affordable rates: ages 18-29 Dental, Hearing & Vision plus $400 daily HIP is $37.44, at age 50-54 it’s $63.36 and 60-64 it’s $87.80.  There is a $20 one time application fee. 
  • Issue ages 18 through 99 years old!  (There is no child coverage and a couple will need to complete two applications, one for each.)
  • Generous commissions are the same percentage as paid on the Value Med Plan. 
  • Agents must first be appointed before an application can be written.  Agents are required to pay the state appointment fee (if any) at time of contracting. 

AR, NE, TN Brochure and Application

GA Brochure and Application

SC Brochure and Application

TX Brochure and Application

Value Dental General Agent Contracting